Month: March 2016

House or Condo is a Wise Investment – Owner’s POV

Hi, I am a proud owner of a condo unit. I bought my first condo unit last Y2012 from SMDC – Green Residences. It’s the condo beside DLSU-Manila’s Andrew Bldg. I saw it as a potential renting space for DLSU students or anyone that needs a place to stay along the University belt. Back then, it was pre-selling which is why I locked it for a total contract price of 2.7M PHP (57, 400 USD). Now (Y2016), as it reaches its turnover date, the same floor size (sqm) as mine but located at a different floor is now being sold at 3.5M PHP (74,400 USD). That’s an 800K PHP (17,000 USD) worth of interest in just a span of 4 years. I bet your bank interest can not do that.

Here are my reactions to the people who said, I made the wrong choice:  

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“Am I Ready to Travel?” Checklist: A Financial Approach

Travelling out of town and country has been a status quo, since the rise of social media. If you can’t travel, you’re not “in”. I was inspired to create this write-up, when a friend was recently caught in the middle of deciding whether she should book a an airfare ticket or not. I hope the list below will help you decide immediately too, the moment you see that airfare seat sale on your news feed. YES TO TRAVEL (If you’re ready)!  

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Filipinos (4) Priority Funds

I have an idealistic dream that one day every Filipino will walk the path of “financial freedom”. It means that every single one of us will be involved in long-term financial planning, which will help them, their family, and their family’s family. Let me help you re-assess your financial goals. Read and check the list below to know if all are well accounted for, as early as now.  

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Some OFW’s and Their Spending Habits

Here’s an unsolicited advise to all OFWs across the globe: SAVE YOUR MONEY. If you are an OFW, and you always feel like “I earn a lot of money anyway, why not spend it”, but every end of the year you feel like “hey where did my savings for this year go???” Then, I think this article is for you. Below are some type of spenders, which are actually applicable to anyone, not just OFWs. But, hey, that’s my title so let’s just stick with is written, ok? I enumerated them for you, so you can classify yourself in which type you belong to. My aim is to wake you up from your unacceptable spending habits. I hope to succeed, somehow.   

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